| Code / Abbreviation | Meaning | Explanation | | :--- | :--- | :--- | | | Deposit | A generic deposit (usually cash or check at a teller). | | ATM DEP | ATM Deposit | Cash or checks deposited via an ATM machine. | | TFR IN | Transfer In | Money moved into this account from another internal account. | | INTERAC REC | Interac Received | Money received via Interac e-Transfer. | | PAYROLL | Payroll | Direct deposit from an employer. | | GOVT DEP | Government Deposit | Tax returns, GST/HST credits, or benefits (CPP/EI). | | INT CREDIT | Interest Credit | Interest paid by the bank on your balance. |
If you use TD’s "Bill Pay" feature, check your outgoing payment history for a matching dollar amount.
Whether you're a personal user tracking your spending or a business owner analyzing expenses, here’s how to get the most out of your TD Bank statements using WPS Office: td bank statement codes wps
If the transaction is listed under the column, it confirms a payroll credit or investment dividend sweep. If it sits under Withdrawals , it represents an authorized automatic debit or fee. Reference Guide: Other Common TD Bank Statement Codes
Even with a guide, you might occasionally come across a code on your TD Bank statement that is confusing. Here are practical steps to take: | Code / Abbreviation | Meaning | Explanation
Understanding these TD Bank statement codes is not just about satisfying curiosity—it is essential for detecting fraud, managing your budget, and reconciling your accounts. In this comprehensive guide, we will break down the most common TD Bank statement codes, with a special focus on the mysterious , what it means, why it appears, and how to handle it.
When you see "WPS" (or a variation like ) on your TD Bank statement, it typically stands for Withdrawal Personal Service or Web Payment System . | | INTERAC REC | Interac Received |
A correction made by the bank (e.g., reversing a fee or error). Automated Teller Machine A transaction performed at a physical money machine. DEP Any funds added to the account. INT Interest earned on a savings or checking account balance. MISC Miscellaneous A general category for unique or non-standard transactions. NSF Non-Sufficient Funds
In institutional, commercial, or automated batch files, banks utilize internal layout mappings where "WPS" can function as a shorthand code for or Wire Processing System . This occurs when an automated software program converts batched transactions into a standard digital display format on eStatements .